Personal Loans
At Hex Capital, we provide tailored Personal Loan solutions designed to suit a wide range of client profiles and credit scenarios. Whether you are looking to consolidate unsecured debt, fund a large personal purchase, cover medical expenses, or manage a cash flow gap, we can source competitive personal loan products from our panel of over 50+ lenders. Our broker-driven approach allows us to assess each scenario strategically considering income type, credit history, existing liabilities, and servicing capacity to ensure the loan structure aligns with the client's long-term financial objectives.
We offer both secured and unsecured personal loans, with amounts ranging from $5,000 to $100,000 and flexible repayment terms from 1 to 7 years. Clients can choose between fixed or variable interest rates, and many of our lenders allow additional repayments and early payout with no penalties. For PAYG, self-employed, or even casual or contract workers, we have access to lenders that accommodate varied employment structures, including options for lower credit score clients or those with past defaults—provided servicing and stability can be demonstrated.
One of the most in-demand products is debt consolidation, where we combine multiple high-interest liabilities—such as credit cards, payday loans, or personal finance contracts—into a single, structured loan with a lower overall rate and predictable repayment schedule. This not only improves cash flow but often helps restore credit over time by reducing account complexity and missed payments.
As brokers, we understand time is critical. That’s why we prioritise fast turnaround, with pre-approvals often issued within 24 to 48 hours, and settlements following shortly after, depending on the lender and documentation requirements. We manage the application process end-to-end, from initial fact-find to lender engagement, compliance, and final settlement. Our strong lender relationships allow us to negotiate terms and work around policy exceptions when the client’s profile presents outside-the-box.
Why refer or write personal loans through Hex Capital?
- Access to a wide lender panel with varied appetite for risk
- Full spectrum lending options, including for impaired credit
- Fast, streamlined processing and back-office support
- Competitive commissions and transparent loan structuring
- Strategic advice to protect long-term client relationships
If you’re looking to place personal loans that are well-structured, fast to settle, and backed by experience, partner with Hex Capital. Let us do the heavy lifting so you can deliver results that retain and grow your client base